These classes will cover the lending process from reading a Good Faith Estimate to Credit & Credit Repair.  Government bond programs, downpayment assistance programs, House Key, USDA Rural, etc., are some of the loan programs that are gone over, including on how to qualify for them.  A lender will also discuss choosing the right loan program for you, and what you need to get started.

Also discussed, and covered is the entire real estate process including the difference between Buyer's agent  & Listing agents, finding a home, the offer process, earnest money, escrow, inspections, insurance, appraisals,  home warranties, foreclosures/bank owned homes, short sales, builders, and so much more!

For Upcoming Dates, Times, and Locations, please go to to the Upcoming Home Buyer Classes tab on my website, for the Free Home Buyer Classes.

Please feel free to call me at (360)903-3504, or you can email me at traciedemars@aol.com, anytime with any questions, for more information, or for reservations!  Walk ins, and questions, are always welcome!

Free First Time Home Buyer Classes, are being held at the Vancouver YMCA (885-9622), Marshall Community Center, and other miscellaneous locations.  We do strive to teach classes in local community areas so as not to promote any individual company or organization.  Due to local budget cuts for many organizations we are more limited on locations available for teaching that will not promote a real estate or lending company, but we are dedicated to keeping these classes non-promotional and stress free!  

 For Upcoming Dates, Times, and Locations, Please click on the UPCOMING CLASSES LINK.  These classes are about four hours long. These classes are always at NO CHARGE, and are non-promotional!